[PRESS RELEASE – San Francisco, CA, USA, February 26th, 2026]
PACT, the leading on-chain credit and payments infrastructure protocol and #1 RWA protocol on Aptos, today announced that its native token, $PACT, is now supported on the world’s most trusted cryptocurrency exchanges, including Kraken, MEXC, and Gate.
PACT Expands Access as It Builds the Future of On-Chain Finance
PACT enables end-to-end, fully programmable credit infrastructure, supporting origination, servicing, repayments, covenants, waterfalls, and stablecoin settlement entirely on-chain. Unlike traditional RWA protocols that wrap off-chain credit in tokens, PACT embeds the credit system itself into blockchain rails.
Today, PACT technology is used by fintech lenders, asset managers, and financial institutions operating across emerging markets. Its infrastructure supports real-time, cross-border stablecoin flows and high-frequency micro-loan origination at scale. It enables fully automated credit facilities with built-in risk management and end-to-end repayment and settlement pipelines.
PACT runs on Aptos, leveraging its low-latency, high-throughput architecture to deliver real-time financial operations at scale. This allows credit markets – historically fragmented, slow, and opaque – to operate at the speed, automation, and transparency of a modern financial internet.
Understanding $PACT
The $PACT token serves as the core coordination and participation layer of the protocol, enabling users and stakeholders to directly shape the network’s evolution. As the native governance asset for the PACT DAO, $PACT empowers its decentralized community of token holders to propose, vote on, and implement protocol upgrades while guiding the long-term direction of PACT’s on-chain financial infrastructure. It’s used to facilitate ecosystem rewards, support community growth, and ensure transparent management of protocol revenue and treasury resources.
“Being supported by major exchanges opens the door for more people to join PACT’s community governance and contribute to the future of global credit markets. Every step like this brings us closer to a world where credit and financial access are open, transparent, natively on-chain, and available to everyone,” said Zander Rafael, Co-Founder Pact Labs.
The token underpins the system’s economic utility through staking, which strengthens network security, aligns incentives among participants, and distributes governance power based on long-term commitment.
These functions make $PACT an essential component of the protocol’s operation and the foundation for a sustainable, community-driven financial network.
A Year of Breakthrough Momentum
PACT’s ecosystem has expanded rapidly over the past year, achieving several major milestones:
- $1.9B+ total loans originated on-chain through PACT-powered fintech partners
- Hundreds of thousands of embedded wallets created through PACT SDKs
- 2,000+ loans per day originated
- Creation of end-to-end stablecoin payroll and credit flows
These achievements demonstrate the global demand for programmable, on-chain financial systems and the critical role PACT plays in making credit more accessible, transparent, and efficient.
A New Phase of Global Accessibility
Support on these exchanges introduces PACT to a broader global audience, making it easier for users, partners, and developers worldwide to access and interact with the PACT ecosystem.
Kraken, MEXC, and Gate’s listings reinforce PACT’s position as a leading protocol building the foundation for the next generation of blockchain-powered financial systems.
About PACT
PACT develops the core wallet, data, and payment rails that bring asset-based lending fully on-chain. Our infrastructure enables fintechs and asset managers to access stablecoin capital, manage repayment flows, and scale lending operations across borders. Unlike projects focused on wrapping large institutional loans, PACT proves the model with high-frequency lending, facilitating thousands of smaller loans each day through our partners. This approach reduces reliance on traditional intermediaries, lowers the cost of capital, and expands access to credit. By helping fintechs transition into stablecoin-powered financial institutions, PACT is advancing both stablecoin adoption and the modernization of global lending.
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